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Medicover Family Health Card
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Privileges Offered

  • 25% off on OP Consultations
  • 15% off on OP Investigations
  • 10% off on IP and daycare services for cas admission (Excludeing pharmacy and consumables)
  • 50% off on Non-Medical Services for Insurance / Corporate Admission
  • Free Ambulance Pick and Drop within 10 kms radius
  • 30% off on Homecare Services Except Pharmacy
  • 20% off on Pharmacy single bill value more than 5000/-
  • 10% off on Health Checkup Packages
  • Applicable Across All Medicover Hospitals

Terms and conditions

Eligibility Criteria

  1. Income Requirements: Applicants must meet specific income thresholds or demonstrate financial need.
  2. Residency: Must reside in the area or country where the card is issued.
  3. Age: Some medical cards are available for specific age groups, such as children or seniors.
  4. Health Needs: Certain conditions or disabilities may influence eligibility.

Coverage

  1. Services Provided:
    • Doctor visits (general practitioners and specialists).
    • Hospital care (inpatient and outpatient services).
    • Prescribed medications.
    • Diagnostic tests and laboratory services.
    • Emergency services.
  2. Limitations:
    • Some procedures or medications may require prior authorization.
    • Cosmetic or non-essential treatments may not be covered.

Usage Rules

  1. Validity Period: The card is typically valid for a specified period, after which renewal is required.
  2. Non-Transferability: The card can only be used by the person it was issued to.
  3. Participating Providers: Services must often be obtained from a network of approved healthcare providers.

Obligations

  1. Accurate Information: Applicants must provide truthful and complete information during the application process.
  2. Reporting Changes: Beneficiaries must notify the issuer of any significant changes in income, residency, or health status.
  3. Compliance with Rules: Misuse of the card, such as sharing it with others, can result in revocation or legal penalties.

Exclusions

  1. Non-Medical Services: Travel expenses, lodging, or non-healthcare-related services may not be covered.
  2. Alternative Therapies: Coverage for alternative or holistic therapies may be limited or excluded.

Renewal and Appeals

  1. Renewal Process: Beneficiaries must reapply or renew their card periodically.
  2. Appeals: There may be an option to appeal a denial of services or eligibility.
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